Professional Insurance Services for Employer Sponsored Benefits
Employer Sponsored Benefit Services:
Brokerage Services for: Group Medical, Dental, Vision, Life, Disability GAP & Worksite Voluntary
Flexible Services: Brokerage Only/ Advisory Services or Full Benefits Out-Sourced Management
Employee Benefit Communication- Personalized Benefit Kits & On-Site Meetings
Personalized Claims Advocacy Resource
Benefit Administration Systems, Payroll & PEO Arrangements
Compliance for COBRA, FMLA, ERISA, FSA, HIPAA, Medicare Part D, PCORI & more.
New Strategies for offering Healthcare to Employees:
Move to a high deductible plan with copay’s for routine benefits such as doctor visits and pharmacy. Then purchase a secondary plan which helps with out of pocket expenses that go towards the members deductible. For more information, click here.
ICHRAs offer a new and innovative way for employers to offer health insurance. If you are an employer exhausted with trying to continue to offer a competitive group health insurance but need a solution to keep and retain talent. For more information, click here.
Employer Benefit Service Options
2-100 Employees
Silver
Whats included?
Free Section 125 POP plan document
Initial Analysis & development of customized strategic benefit plans
Brokerage evaluation includes obtaining quotes from providers & vendors to fulfill benefit planning strategy
Annual bench-marking to ensure competitiveness in the market
Pre-Renewal planning 90 days in advance of anniversary date
Benefits Implementation includes adopting plans. Executing docs pre-populated & delivered via Docu-Sign for easy implementation
Easy Elect Census to capture enrollment
Train staff on how to process eligibility with insurance providers & vendors
Provide basic benefit materials so that employer can properly market plan to employees
Gold
Whats included?
Includes everything in Silver Level
All benefits auto enrolled on customized on-line benefits portal/administration system
Digital/ Paperless employee benefit enrollment through portal shows employer and employee costs per pay period
Benefit Portal integrates with payroll system for seamless benefit accuracy and control
Benefit Portal benefits management
Monthly maintenance of on-boarding/ off-boarding insurance members
Reconcile post open enrollment provider & vendor invoices
On-site or virtual open enrollment meetings
One Source Customer Service for employer, employees and dependents for service & claims advocacy needs.
Real-time carrier consolidated invoices
Administer Cobra**
Assist w/ EDI set ups
Perform Medicare audit & provide beneficiaries with pathway to secure Medicare options
1095-C Reporting
FSA, HRA management**
**Management fees do not include vendor set-up fees
Platinum
Whats included?
Includes everything in Gold Level
Payroll
Access to SHRM/HR Specialist
On-line benefit administration system for HR & employees w/ payroll integration**
Perform ERISA audit
File From 5500**
Employee Handbook
Up to 4 on-site visits per year i.e on-boarding, benefits communication, employee surveys or worksite product claim filing day.
ERISA, FMLA, HIPAA,, Medicare Part D, Non-Discrimination Testing, PCORI compliance management (self funded/level funded)**
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